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Author's Posts

  • Adopting A Financially Conscious Mindset For Homeownership

    Adopting A Financially Conscious Mindset For Homeownership0

    Homeownership is a significant financial commitment that requires careful planning and preparation. The most important aspect of being well-prepared is having a financially conscious mindset about savings. A healthy savings account provides a cushion for unexpected expenses and emergencies, which are inevitable. A sudden repair, medical emergency, or job loss could be detrimental without a

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  • The Top 5 Things To Consider Before Shopping For A Home

    The Top 5 Things To Consider Before Shopping For A Home0

    Assess Your Financial Situation Securing a mortgage is one of the most significant financial moves of your life. Being well-prepared for such a large undertaking can make the process much smoother. The first and most crucial step is to assess your financial situation. This involves reviewing your income, savings, your credit score, and figuring out

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  • Conforming Mortgage Loan Limits vs Jumbo and Super Jumbo Loan Limits

    Conforming Mortgage Loan Limits vs Jumbo and Super Jumbo Loan Limits0

    In the complex landscape of American home financing, the Federal Housing Finance Agency (FHFA) stands as a key regulator, tasked with setting conforming mortgage loan limits across the United States, which has far-reaching implications for homeowners and lenders alike. Every year during the month of November, the FHFA evaluates the current state of the market

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  • Mobile, Manufactured, and Modular Homes. How Do Lenders View Them?

    Mobile, Manufactured, and Modular Homes. How Do Lenders View Them?0

    When it comes to mobile, manufactured, and modular homes, many people cannot articulate the differences between them. Most would assume they are all the same, and while similar, each style of home is unique in its own way. Let’s explore the differences between these factory-built homes and how mortgage lenders view them when financing is

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