home loans

What is a Super-Conforming Mortgage?0
- Mortgages, Non-QM
- December 23, 2024
The Super-Conforming Mortgage Since 2020, residential real estate has been a hot commodity with stratospheric appreciation driven by record-low interest rates and a lack of inventory. The high inflation and interest rate hikes that followed brought some markets back to Earth. There are many desirable areas of the country where real estate values have remained
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Use Gift Funds For Your Down Payment 0
- Finance, Mortgages
- December 5, 2024
Gift funds can be a powerful tool for homebuyers who need a little extra financial support to make their homeownership dreams come true. These funds, typically provided by family members or close friends, can be used toward the down payment or closing costs on a mortgage. This can significantly ease the financial burden on buyers,
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Mobile, Manufactured, and Modular Homes. How Do Lenders View Them?0
- Mortgages, Non-QM
- April 23, 2024
When it comes to mobile, manufactured, and modular homes, many people cannot articulate the differences between them. Most would assume they are all the same, and while similar, each style of home is unique in its own way. Let’s explore the differences between these factory-built homes and how mortgage lenders view them when financing is
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