Tristan Norris

What is a Super-Conforming Mortgage?0
- Mortgages, Non-QM
- December 23, 2024
The Super-Conforming Mortgage Since 2020, residential real estate has been a hot commodity with stratospheric appreciation driven by record-low interest rates and a lack of inventory. The high inflation and interest rate hikes that followed brought some markets back to Earth. There are many desirable areas of the country where real estate values have remained
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Adopting A Financially Conscious Mindset For Homeownership 0
- Finance, Mortgages
- December 19, 2024
Homeownership is a significant financial commitment that requires careful planning and preparation. The most important aspect of being well-prepared is having a financially conscious mindset about savings. A healthy savings account provides a cushion for unexpected expenses and emergencies, which are inevitable. A sudden repair, medical emergency, or job loss could be detrimental without a
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Use Gift Funds For Your Down Payment 0
- Finance, Mortgages
- December 5, 2024
Gift funds can be a powerful tool for homebuyers who need a little extra financial support to make their homeownership dreams come true. These funds, typically provided by family members or close friends, can be used toward the down payment or closing costs on a mortgage. This can significantly ease the financial burden on buyers,
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Article: DSCR or Hard Money Loans? Let’s Compare.0
- DSCR Investing, Investor News, Mortgages, Non-QM, Real Estate
- November 27, 2024
When financing an investment property, DSCR (Debt Service Coverage Ratio) and hard money loans offer distinct advantages tailored to different investor needs. DSCR loans are primarily calculated based on the property’s potential or actual rental income. This means lenders look at the property’s ability to cover loan payments through its income, making these programs ideal for
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