interest rates

What is a Super-Conforming Mortgage?0
- Mortgages, Non-QM
- December 23, 2024
The Super-Conforming Mortgage Since 2020, residential real estate has been a hot commodity with stratospheric appreciation driven by record-low interest rates and a lack of inventory. The high inflation and interest rate hikes that followed brought some markets back to Earth. There are many desirable areas of the country where real estate values have remained
READ MORE
Adopting A Financially Conscious Mindset For Homeownership 0
- Finance, Mortgages
- December 19, 2024
Homeownership is a significant financial commitment that requires careful planning and preparation. The most important aspect of being well-prepared is having a financially conscious mindset about savings. A healthy savings account provides a cushion for unexpected expenses and emergencies, which are inevitable. A sudden repair, medical emergency, or job loss could be detrimental without a
READ MORE

Article: Is Now The Time Right To Take Advantage Of Your Home Equity?0
- Mortgages, Non-QM
- October 22, 2024
Surging inflation has made the last several years especially challenging for American families. As of September 2024, national household credit card debt has risen to an astronomical $1.1 trillion and the interest due on that debt is crushing. Homeowners could tap their equity to relieve financial stress, but high rates have made that prospect a
READ MORE