non-conforming mortgage

Do I Need a 20% Down Payment for a Jumbo Loan?0
- Mortgages, Non-QM
- June 5, 2024
Do I Need a 20% Down Payment for a Jumbo Loan? When it comes to purchasing a home, one of the most common questions prospective buyers ask is, “How much do I really need?” The answer to this question is not as straightforward as it might seem. It depends on various factors, including the lender’s
READ MORE
A Comprehensive Guide to Qualifying for a Mortgage with Bank Statements 0
- Mortgages, Non-QM
- June 3, 2024
When you’re self-employed and exploring mortgage options, using bank statements to qualify for a home loan could be a great fit for you. Your bank statements serve as a window into your financial health – providing lenders with a detailed picture of your income, expenses, and overall financial stability. Let’s examine the process of qualifying
READ MORE

Conforming Mortgage Loan Limits vs Jumbo and Super Jumbo Loan Limits 0
- Mortgages, Non-QM
- May 23, 2024
In the complex landscape of American home financing, the Federal Housing Finance Agency (FHFA) stands as a key regulator, tasked with setting conforming mortgage loan limits across the United States, which has far-reaching implications for homeowners and lenders alike. Every year during the month of November, the FHFA evaluates the current state of the market
READ MORE