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  • What is a Super-Conforming Mortgage?

    What is a Super-Conforming Mortgage?0

    The Super-Conforming Mortgage Since 2020, residential real estate has been a hot commodity with stratospheric appreciation driven by record-low interest rates and a lack of inventory. The high inflation and interest rate hikes that followed brought some markets back to Earth. There are many desirable areas of the country where real estate values have remained

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  • Do I Need a 20% Down Payment for a Jumbo Loan?

    Do I Need a 20% Down Payment for a Jumbo Loan?0

    Do I Need a 20% Down Payment for a Jumbo Loan? When it comes to purchasing a home, one of the most common questions prospective buyers ask is, “How much do I really need?” The answer to this question is not as straightforward as it might seem. It depends on various factors, including the lender’s

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  • Conforming Mortgage Loan Limits vs Jumbo and Super Jumbo Loan Limits

    Conforming Mortgage Loan Limits vs Jumbo and Super Jumbo Loan Limits0

    In the complex landscape of American home financing, the Federal Housing Finance Agency (FHFA) stands as a key regulator, tasked with setting conforming mortgage loan limits across the United States, which has far-reaching implications for homeowners and lenders alike. Every year during the month of November, the FHFA evaluates the current state of the market

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