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  • Article: Is Now The Time Right To Take Advantage Of Your Home Equity?

    Article: Is Now The Time Right To Take Advantage Of Your Home Equity?0

    Surging inflation has made the last several years especially challenging for American families. As of September 2024, national household credit card debt has risen to an astronomical $1.1 trillion and the interest due on that debt is crushing. Homeowners could tap their equity to relieve financial stress, but high rates have made that prospect a

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  • The Top 5 Things To Consider Before Shopping For A Home

    The Top 5 Things To Consider Before Shopping For A Home0

    Assess Your Financial Situation Securing a mortgage is one of the most significant financial moves of your life. Being well-prepared for such a large undertaking can make the process much smoother. The first and most crucial step is to assess your financial situation. This involves reviewing your income, savings, your credit score, and figuring out

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  • Do I Need a 20% Down Payment for a Jumbo Loan?

    Do I Need a 20% Down Payment for a Jumbo Loan?0

    Do I Need a 20% Down Payment for a Jumbo Loan? When it comes to purchasing a home, one of the most common questions prospective buyers ask is, “How much do I really need?” The answer to this question is not as straightforward as it might seem. It depends on various factors, including the lender’s

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  • Conforming Mortgage Loan Limits vs Jumbo and Super Jumbo Loan Limits

    Conforming Mortgage Loan Limits vs Jumbo and Super Jumbo Loan Limits0

    In the complex landscape of American home financing, the Federal Housing Finance Agency (FHFA) stands as a key regulator, tasked with setting conforming mortgage loan limits across the United States, which has far-reaching implications for homeowners and lenders alike. Every year during the month of November, the FHFA evaluates the current state of the market

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